There is no set timeframe for filing a comprehensive vehicle insurance claim. However, there are CTP insurance claim deadlines in Queensland and all around Australia as that differ by state and territory respectively.
Comprehensive automobile insurance often covers damage to your own vehicle and other party’s vehicles or property.
In general, CTP insurance covers those who have been wounded or killed in a car accident. Drivers, passengers, pedestrians, cyclists, and motorbikes may be included. A compulsory third-party (CTP) insurance is normally included in the cost of your automobile registration in Queensland and all across Australia except in New South Wales, where it is sold separately as Green Slip insurance.
When is it possible to submit a comprehensive auto insurance claim?
There is normally no time restriction for filing a comprehensive automobile insurance claim. However, it is typically suggested that you contact your insurance company as soon as possible after an accident and make a claim.
You must disclose information about the collision to your insurance carrier, including data about the other driver (or drivers) involved, images and videos, any witnesses, and any police reports filed. If you are unfamiliar with the procedure, it is preferable to contact car accident lawyers in Queensland or consult our no win no fee lawyers in Gold Coast with them beforehand.
When is it possible to file a CTP insurance claim?
The timeframe for filing a CTP insurance claim for personal injury varies by state or territory. In general, it might take as little as 28 days to achieve full benefits.
To submit a CTP insurance claim, you must normally file a claim form with the CTP insurer of the at-fault vehicle. This will be different if your state or territory only has one CTP insurer or has a no-fault system.
According to the appropriate CTP authority, below is a summary of the current time restrictions in each state and territory. If you plan to file a claim, you should check the criteria with your CTP regulator directly. You might also consult with accident injury lawyers in Queensland.
Queensland – 9 months
You have nine months from the date of the accident, or the date of the first emergence of symptoms if they are not immediately evident, to file a claim. If your claim is being handled by a solicitor, you must file a claim within one month of first talking with the council.
There are varying timeframes for other states and territories that you may learn more about after consulting with one of our skilled motor vehicle accident lawyers and receiving assistance in filing your automobile injury claim.